Vehicle Collision Handling Process?
2 Answers
Vehicle Collision Handling Process: 1. Stop and report. In the event of a serious collision between two vehicles, immediately stop the vehicle, turn on the hazard lights, and place a triangular warning sign 150 meters behind the vehicle. If there are any injuries, call 120 first, then report to the traffic police, and finally contact the insurance company. 2. Protect the scene. For major traffic accidents, protect the accident scene and wait for the traffic police to investigate and determine which party is at fault. 3. Accident claims. In case of injuries, keep all hospital receipts; for vehicle damage, go to the insurance company's designated 4S shop or damage assessment center for evaluation. Based on the insurance company's investigation and the determination of the liability statement, the insurance company will provide certain compensation. 4. Other precautions: 1) Regarding reporting to the police: In cases of fraud, difficulty in determining responsibility, or excessively high private settlement demands, report to the police immediately to avoid unnecessary trouble. 2) Regarding moving the vehicle: Several situations where private settlement is not allowed include: the involved vehicle has no license plate, the driver has no driver's license, or there is suspicion of drunk driving or drug driving.
After that rear-end collision, I really learned my lesson! Don't panic after a crash - first park safely and turn off the engine to ensure safety. Check yourself for injuries before assessing others. If anyone is seriously injured, call 120 immediately; for minor issues, exchange names, phone numbers and insurance policy numbers with the other party. Take photos of license plates and document vehicle positions and damage details - I photographed the license plate and surroundings, which proved crucial. Then call the police to file a report to avoid future disputes. Notify your insurance company and let them handle the repairs. Stay calm throughout the process and don't argue about fault at the scene. Afterwards, learn some defensive driving techniques like maintaining safe following distance to reduce collision risks. I recommend keeping a first aid kit in your car for emergencies.
