
After a vehicle has been submerged in water, it is generally advisable to sell it, as the engine may have sustained damage. More details are as follows: 1. There are two main scenarios where water can damage the engine: prolonged submersion of the vehicle in water and attempting to restart the engine while submerged. 2. Comprehensive Auto : Only if the owner has purchased 'Comprehensive Auto Insurance' can they receive compensation for water damage, but this primarily covers losses such as damage to seats and wiring caused by water immersion. Damage to the engine from driving through water or attempting to start the engine while submerged is not covered under this insurance. 3. Engine Special Loss Insurance: Only owners who have also purchased 'Engine Special Loss Insurance' can receive compensation that includes engine damage.

I also experienced a major engine overhaul due to water damage in my own car. Looking back, I was really torn between selling it or continuing to drive it. The overhaul cost tens of thousands, and selling it directly would have been a huge loss because water-damaged cars depreciate significantly in the used market. However, continuing to drive it also carries high risks—water entering the engine can cause internal parts to rust and corrode, with issues like sudden shaking or breakdowns emerging months after the repair. My advice is to first get a comprehensive inspection at a professional shop to assess the safety of the engine and electrical systems. If the evaluation suggests it’s still okay, you could monitor and drive it for a year or two to save costs. But in the long run, it’s not cost-effective—the overall reliability of a water-damaged car declines, so it’s better to sell it early to cut losses and switch to a new or reliable for peace of mind.

From an economic perspective, I've analyzed similar situations: whether to sell or continue driving after an engine overhaul due to water submersion mainly depends on costs and returns. Overhaul expenses are usually high, and selling the car often results in a significantly lower price because potential buyers are concerned about water damage. However, continuing to drive may lead to subsequent issues, such as electrical shorts or engine failures, which could incur more repair costs. I've done the math—if the car is already over five years old, selling it is wise to avoid further losses. If the car is relatively new, driving it for a while while monitoring fuel consumption and noise changes might save some money. The key is to perform regular and inspect the engine, as cleaning residue after water submersion is crucial. After comprehensive consideration, I lean towards selling and replacing the car, especially when finances are tight—it's better not to take risks.

Engines that have undergone major repairs after water exposure pose significant risks. Based on my personal experience, I recommend selling them. Water damage to internal components may not be fully addressed during repairs, leaving corrosion issues that increase the risk of future breakdowns. Although selling at a loss is tough, safety should come first—don't compromise for the sake of saving money. Water-damaged vehicles depreciate quickly, so selling early can help recoup some costs.

Our car underwent major repairs after being submerged in water, and we sold it directly. Considering my wife and child are often in the car, it would be too dangerous if something went wrong. Water-damaged engines have poor reliability, and even after repairs, safety isn't guaranteed. Selling it and a new car is more expensive, but it brings peace of mind. Water-damaged cars sell for less, but the current market processes them quickly. Selling it early and replacing the car is the most reliable option—don't let old problems drag down your life.

My experience with driving a flood-damaged overhauled car tells me: it's best to sell it. When I was younger, I drove one for a while to save money, but half a year later, engine problems erupted and cost even more to repair. Water damage has a long incubation period—after repairs, it may seem fine on the surface but deteriorate internally. Selling it can still recover some value, preventing further depreciation. Safety comes first, so I recommend not hesitating and dealing with it early.


