Should You Sell or Continue Using a Vehicle After Major Engine Overhaul Due to Water Damage?
1 Answers
After a vehicle has been submerged in water, it is generally advisable to sell it, as the engine may have sustained damage. Owners can only claim insurance compensation for water damage if they have purchased "comprehensive vehicle damage insurance." However, the coverage mainly includes damages to seats, wiring, and other components caused by water immersion. Damage to the engine due to driving through water or starting the engine while submerged is typically not covered by insurance. Correct methods for driving through water: Slow down or stop to assess the situation: When encountering standing water while driving, if the water level exceeds two-thirds of the bumper or tire height, proceeding further poses significant risks. Additionally, driving too fast through water can cause splashes to enter the cabin through the engine compartment or chassis. Always check the water level—if it is too high, try to detour rather than force your way through. Avoid stopping or shifting gears: When driving through water, maintain a steady speed in low gear with moderate throttle. Drive slowly, avoid stopping or shifting gears, and do not release the throttle. Do not restart the engine: If the engine stalls in water, take immediate action to tow the vehicle to a safe area with less water. Never attempt to restart the engine, as this can cause further damage. Remove moisture from brake pads promptly: This prevents loss of braking efficiency after driving through water, reducing the risk of accidents.
