Should You Sell or Continue Driving After an Engine Overhaul Due to Water Damage?

1 Answers
McEllie
07/30/25 10:08am
After a vehicle has been submerged in water, it is generally recommended to sell it, as the engine may sustain damage. More details are as follows: 1. There are two main scenarios where water can damage the engine: prolonged submersion or attempting to restart the engine while submerged; 2. Comprehensive Insurance: Only if the owner has purchased "comprehensive insurance" can they receive compensation for water damage, but this primarily covers damage to seats, wiring, etc., caused by submersion. Damage to the engine from driving through water or attempting to start the engine while submerged is not covered; 3. Engine Special Loss Insurance: Only owners who have also purchased "engine special loss insurance" can receive compensation that includes engine damage.
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