Should You Sell or Continue Driving After an Engine Overhaul Due to Water Damage?
2 Answers
After a vehicle has been submerged in water, it is generally recommended to sell it, as the engine may sustain damage. More details are as follows: 1. There are two main scenarios where water can damage the engine: prolonged submersion or attempting to restart the engine while submerged; 2. Comprehensive Insurance: Only if the owner has purchased "comprehensive insurance" can they receive compensation for water damage, but this primarily covers damage to seats, wiring, etc., caused by submersion. Damage to the engine from driving through water or attempting to start the engine while submerged is not covered; 3. Engine Special Loss Insurance: Only owners who have also purchased "engine special loss insurance" can receive compensation that includes engine damage.
I've been in the car scene for many years. For engines that underwent major repairs after water immersion, if they were fixed with genuine factory parts and OEM components, they're generally fine to keep driving. However, be cautious - repaired engines may be more sensitive than original ones, occasionally having hard starts or increased fuel consumption. I recommend checking wiring and sensors first, as these areas are prone to corrosion and often overlooked. If the car is relatively young, say within 5-6 years, continuing to drive it could save you a fortune compared to buying new. But if it's high-mileage or from a brand with poor reliability reputation, consider selling it early to avoid endless repair bills. Regular maintenance and frequent inspections for underbody rust can help prevent potential issues.