Should I Report to Insurance If an Electric Vehicle Scratches My Car?

[SanKhloe]

You can decide based on the extent of the car's damage. If the damage is minor, there's no need to report it to the insurance; both parties can negotiate to resolve the issue. Below is a partial introduction about car insurance: Components: Car insurance generally includes basic insurance and additional insurance. Basic insurance is further divided into vehicle damage insurance and third-party liability insurance. Coverage details: Vehicle damage insurance covers the loss of your own vehicle; third-party liability insurance covers targets outside your own vehicle, such as people and public property hit, the other party's car, etc.; passenger liability insurance covers the loss of people and property inside your own vehicle; theft insurance covers the loss when your own vehicle is stolen.