Should I Report to Insurance for Slightly Flooded Vehicle?

1 Answers
DelRemington
07/29/25 8:39pm
If the car has not suffered any damage, there is no need to report to insurance. Here is relevant information about water-damaged vehicles: 1. Concept: A water-damaged vehicle refers to one that has been soaked in water, typically meaning the engine and transmission have been submerged, with water depth exceeding the wheels and seats, and prolonged contact between underbody components and water. Such vehicles pose significant risks as the electrical systems are prone to short circuits and fires. 2. Insurance: There are two types of insurance related to water damage: the most common being vehicle damage insurance, and the other called special engine loss insurance, commonly known as flood insurance.
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