Should I Get Temporary License Plates or Insurance First for a New Car?
2 Answers
For a new car, you should purchase insurance before obtaining the license plates. Here are the relevant details: Vehicle Insurance: Vehicle insurance, also known as auto insurance, is a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. License Plates: License plates, commonly referred to as plates, are metal, plastic, or paper plates affixed to the front and rear of a vehicle. They display the vehicle's registration number, registration region, and other relevant information. License plates serve to identify and register vehicles, allowing authorities to determine the vehicle's origin and access its registration details and owner information.
When I first bought my new car, the salesperson emphasized that I must purchase insurance before applying for a temporary license plate. Car insurance, including compulsory traffic insurance and commercial insurance, is a mandatory requirement to provide protection for both the vehicle and the driver. Without insurance, the vehicle management office simply won’t process the temporary plate application because they require proof of insurance. A friend of mine tried doing it the other way around—going to queue first—but was rejected due to missing documents, wasting time for nothing. What’s worse, driving without insurance risks fines and penalty points if caught by the police, and in case of an accident, you’d be fully liable, with repair costs draining your wallet. So, my advice is to contact an insurance company as the first step after getting your new car to secure a policy, ensuring coverage before making the trip to apply for a temporary plate. This sequence isn’t just a rule—it’s a safety precaution. Avoiding risks is the only way to drive with peace of mind. Remember to arrange your insurance type when ordering the car to save time and hassle.
