Should I File an Insurance Claim for Vehicle Scratches?

[SanAlice]

If the insurance premium discount is greater than the repair cost for the car scratches, do not file an insurance claim. If the insurance premium discount is less than the repair cost for the car scratches, then you should file an insurance claim. Here is some relevant information: Determine the extent of damage: After a vehicle is scratched, you can first visually assess the extent of the damage. For minor scratches that do not require reshaping, polishing may suffice. If the damage has reached the point of deformation, then it is necessary to take the car to a repair shop. Damage assessment: After a vehicle is scratched, you need to call your insurance company, specifically the company that provides your vehicle insurance. An insurance adjuster will then conduct an on-site inspection and take photos of the exterior. It is important to protect the scene of the incident.