Should I File an Insurance Claim for Door Scratches and Dents?
1 Answers
It mainly depends on the circumstances that caused the door dent. If the door dent was caused by an accident, filing an insurance claim is more cost-effective. The insurance company will cover 70% of the cost, while you pay the remaining 30%. Only if these conditions are met can you file a claim. If the dent was not caused by an accident, you cannot file a claim. Below is relevant information: Composition: Auto insurance generally consists of two parts: basic insurance and additional insurance. Basic insurance is further divided into vehicle damage insurance and third-party liability insurance. Coverage Details: Vehicle damage insurance covers the loss of your own vehicle; third-party liability insurance covers damages to entities other than your own vehicle, such as pedestrians, public property, or the other party's vehicle; passenger liability insurance covers the loss of people and property inside your own vehicle.