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Should I Contact the Insurance Company After Being Rear-Ended?

2 Answers

LeGriffin

07/29/25 11:17pm

You should contact the insurance company after being rear-ended. If you have purchased insurance, the insurance company is obligated to compensate for the financial losses of the insured. Here is more information about car insurance: Definition: Car insurance is a type of commercial insurance that covers personal injuries or property damage caused by natural disasters or accidents involving motor vehicles. Compulsory Traffic Insurance (CTI): CTI is a mandatory national insurance that every vehicle owner must purchase. If you drive without CTI, once caught, your vehicle will be impounded (until you purchase CTI and display the insurance sticker in the designated location), and you will be fined and have points deducted. CTI primarily covers personal injuries and property damage to victims (excluding passengers in your own vehicle and the insured) in traffic accidents. However, the compensation limit of CTI is limited and cannot cover large-scale personal injury accidents.

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DelKylie

08/16/25 1:42am

I was rear-ended just a few days ago, and fortunately, I handled it quite promptly. After the accident, I first pulled my car over to the side of the road to ensure no one was injured, then took photos to document the scene and the other party's license plate information. I immediately called my insurance company to report the incident, and they guided me on the next steps, such as going to their designated repair shop to assess the vehicle damage. The insurance of the car behind me covered all the costs. If I hadn't contacted the insurance and tried to arrange repairs myself, it could have cost me thousands, which would have been a huge loss. Moreover, the insurance company followed up on the claims process afterward, preventing the other party from avoiding responsibility or delaying payments. I also keep a small notebook in my car to jot down the other party's insurance number, which has proven quite useful. In short, contacting your insurance company after being rear-ended is essential—it saves you a lot of hassle and helps get your life back on track.

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