Should I Claim Insurance or Repair the Side Mirror Myself After a Collision?
1 Answers
The decision to claim insurance or repair the side mirror yourself after a collision depends on the extent of the damage. If the damage is minor, it is recommended to repair it yourself. However, if the damage is severe or the side mirror itself is of high value, it is advisable to file an insurance claim. Important Notes: After the side mirror is damaged, you should immediately call your insurance company. When the insurance company personnel arrive at the scene, the vehicle owner should present the insurance documents, driver's license, vehicle registration, and ID card. Photo Evidence: Whether photos are required for the insurance claim depends on the type of coverage you have purchased. For example, for claims related to vehicle damage, scratches, or glass damage, you must provide photo evidence showing that the vehicle had no pre-existing damage before the claim. You need to take six photos: one from each of the four corners (left front, left rear, right front, right rear) at a 45-degree angle, one of the vehicle identification number (VIN), and one with you and the vehicle in the same frame.