Should a Motorcycle Be Licensed or Insured First?
2 Answers
Motorcycles must be insured first. Below is an introduction to motorcycle-related information: Displacement Restrictions: There are restrictions on motorcycle displacement, but regardless, to register a motorcycle, insurance must be purchased first. Without insurance, a core document will be missing, so purchasing insurance is a prerequisite for motorcycle registration. Motorcycle Licensing: To license a motorcycle, compulsory vehicle insurance must be purchased before it can be driven on the road. Check the paint for scratches—do not inspect the paint head-on; instead, view it from the side with light to detect any scratches. Inspect the engine, power steering pump, and brake booster pump for any fluid leaks. After purchasing a new motorcycle, first buy insurance, then obtain a temporary license plate before driving. Use the purchase invoice to pay the purchase tax, and then, with the purchase tax receipt, vehicle invoice, certificate of conformity, insurance, and ID, proceed to the DMV to obtain the license plate.
Last year I bought a motorcycle, and through the entire process, the most crucial sequence was purchasing insurance before getting the license plate. Why is that? Because when registering at the DMV, you must provide proof of compulsory insurance; otherwise, they won’t issue the plate at all. At first, I foolishly thought I could save time by getting the plate first, but it turned out to be a wasted trip, costing me half a day. Later, I obediently went to the insurance company to buy compulsory insurance and added third-party liability insurance as well—it wasn’t expensive but much more practical. Remember to bring documents like the purchase invoice, ID card, and vehicle certification. The DMV queues can be long, so booking an appointment in advance saves time. The whole process isn’t actually difficult, just don’t rush and reverse the order—otherwise, it’ll cause unnecessary trouble and increase safety risks. For beginners, I recommend handling insurance all at once, then focusing on getting the plate. This way, it’s hassle-free, and you can hit the road sooner to enjoy your ride.