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Must the vehicle license be under the borrower's name when purchasing a car with a loan?

1 Answers

VanHailey

07/29/25 9:35pm

Must the vehicle license be under the borrower's name when purchasing a car with a loan? The conditions for purchasing a car with a loan are as follows: Age and legal capacity: The car buyer must be at least 18 years old and a Chinese citizen with full civil capacity. Stable assets: The car buyer must have a relatively stable job and a stable economic income or possess assets that are easily convertible to cash, capable of repaying the loan principal and interest on schedule. Provide guarantee: Provide a guarantee recognized by the bank. If the buyer's household registration is not local, they must also provide joint liability guarantee. Account balance below the down payment: During the loan application period, the car buyer must deposit an amount below the bank-specified down payment for the car purchase in the designated savings account at the bank handling the loan.

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