Must car insurance be purchased by the car owner themselves in 2021?

1 Answers
MarianaDella
07/29/25 8:12pm
In 2021, car insurance does not necessarily need to be purchased by the car owner themselves. Below is some expanded information regarding car insurance: 1. Compulsory Traffic Insurance (CTI): CTI is mandatory and enforced by the state. It is a compulsory insurance where the insurance company compensates the insured for third-party personal injuries, fatalities, and property losses caused by traffic accidents within the liability limits. Driving without CTI is illegal. 2. Vehicle Damage Insurance: This insurance covers vehicle losses caused by natural disasters and accidents, making it the most widely used type of car insurance. After the new car insurance reform regulations, Vehicle Damage Insurance now includes the old Vehicle Damage Insurance + Whole Vehicle Theft Insurance + Spontaneous Combustion Insurance + Water Damage Insurance + Glass Insurance + No Deductible Insurance + Third-Party Liability Insurance for Unidentified Parties. If you have Vehicle Damage Insurance and your car encounters issues requiring repairs, you can file a claim with the insurance company to cover the repair costs.
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