Is Windshield Damage Covered by Insurance?
1 Answers
As long as it is not caused by human factors, it can be claimed. The following is a detailed introduction: 1. Introduction and function: During the insurance period, if the insured vehicle suffers from the separate breakage of the windshield or window glass, the insurer will compensate according to the actual loss. If the glass insurance is not purchased, the insurance company will not compensate if the motor vehicle has separate glass breakage without obvious collision. In the case of an accident causing damage to multiple parts of the motor vehicle, including the glass, compensation can be claimed from the vehicle damage insurance. When the glass is separately broken and it falls under the scope of the glass insurance, the insurance company will not compensate if the glass insurance is not purchased. In insurance accidents, glass breakage usually occurs along with damage to other parts of the vehicle. In this case, the glass breakage falls under the scope of the vehicle damage insurance. 2. Notes for applying for insurance claims: Preserve evidence and report the case in time. In case of an accident, ensure the safety of the people in the vehicle. If no one is injured, protect the accident scene. While securing the scene, report the case to the insurance company in time. After the formal report, prepare the relevant documents. Arrange for damage assessment and repair. When the insurance company staff arrives at the scene, conduct a comprehensive damage inspection. When claiming compensation, ensure all documents are complete. The insurance company will notify you in time after calculating the compensation. Bring all necessary documents when claiming compensation to avoid being unable to receive the compensation due to incomplete documents. If you need someone else to claim on your behalf, the representative must bring their ID card and the authorization letter issued by the insured. Contact the insurance company within 48 hours. In case of theft or robbery, report the case to the police station in time.
