Is water damage to vehicles covered by insurance?
1 Answers
Water damage to vehicles is indeed covered by insurance. Below is relevant information about water damage claims for vehicles: 1. Component compensation: If water enters the engine due to driving through water, the insurance will cover the replacement of engine oil and oil filter. 2. Condition compensation: For water drainage from compartments such as the driver's cabin, engine, or transmission, drainage fees will be covered. 3. Inspection compensation: If specialized computer diagnostics confirm that water immersion caused computer damage, the computer replacement will be covered. When driving through water, if the vehicle stalls, do not attempt to restart it. This could cause water to enter the engine, leading to valve damage and severe engine harm, which insurance does not cover.