Is Vehicle Water Wading Insurance Included in Commercial Insurance?

[CalebDella]

Vehicle water wading insurance is not included in commercial insurance and needs to be purchased separately. Below is the relevant introduction to car insurance: 1. Compulsory Traffic Insurance: This is a mandatory insurance that all car owners must purchase. The only drawback is that the compensation amount is relatively small. 2. Third-party Liability Insurance: This insurance serves as a supplement to compulsory traffic insurance. Both provide compensation to third parties, but in the event of an accident, the compensation will be based on the insured's degree of responsibility. In many traffic accidents, insurance contracts may have some clauses that exclude certain liabilities, such as insurance company exemptions. 3. Vehicle Damage Insurance: This insurance covers the loss of your own vehicle, but not all losses are covered. For example, damage to separate glass, exterior rearview mirrors, or tires (including rims) is not covered by the insurance company; situations like earthquakes, drunk driving, or hit-and-run incidents are also not covered by the insurance company.