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Is There Compensation for Flood-Damaged Vehicles?

1Answers
LeEmiliano
07/29/2025, 01:28:19 PM

Here is an introduction to compensation for flood-damaged vehicles: 1. Vehicles submerged while parked: If you have comprehensive insurance (also known as "car damage insurance"), you will receive full compensation. Losses caused by submersion while the vehicle is stationary fall within the scope of the insurance company's liability as long as comprehensive insurance is purchased. This includes vehicles submerged in garages, where the resulting damage is covered by comprehensive insurance, and the insurance company is obligated to provide full compensation. If your vehicle is submerged while stationary, remember not to move it. Instead, report the incident promptly, take photos, and follow the claims process. 2. Vehicles submerged while driving: For car insurance purchased after September 19, 2020, if you have comprehensive insurance, you will receive full compensation. Additional coverages such as theft insurance, glass insurance, and engine water ingress insurance have been merged into comprehensive insurance, eliminating the need for separate purchases to qualify for claims. For car insurance purchased before September 19, 2020, if you have comprehensive insurance + water ingress insurance, you will receive full compensation. If the water depth is unclear and driving through it causes damage, having comprehensive insurance + water ingress insurance means the insurance company will provide full compensation. If you only have comprehensive insurance without water ingress insurance, the insurer will only cover losses other than those to the engine.

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What is the normal tire pressure range for the Geely Binyue?

The normal tire pressure range for the Geely Binyue is 2.4-2.5 bar. Due to seasonal factors, the tire pressure can be appropriately increased by 0.2 bar in winter and decreased by 0.1 bar in summer. This data complies with the international GBT2978-2008 standard. The Binyue's tire pressure monitoring system is an indirect type, meaning it does not have tire pressure sensors and cannot directly display the tire pressure values. To check the tire pressure, first prepare a tire pressure gauge, locate the factory tire pressure label, press the gauge onto the tire valve to measure and read the value, and remember to replace the valve cap after measurement. Generally, a tire pressure above 2.8 bar is considered too high, and a pressure below 2.0 bar is too low. Hazards of overinflated tires: Reduced tire friction and adhesion, affecting braking performance; causes steering wheel vibration and deviation, reducing driving comfort; accelerates wear on the central tread pattern, shortening tire lifespan; increases vehicle vibration, indirectly affecting the lifespan of other components; overextends the tire cords, reducing elasticity and increasing the load on the vehicle during driving. Hazards of underinflated tires: Increases the friction coefficient with the road surface, leading to higher fuel consumption; makes the steering wheel heavy and prone to deviation, compromising driving safety; increases movement in various parts of the tire, causing abnormal heat due to excessive rolling; weakens the function of the cords and rubber, leading to delamination or cord breakage and excessive friction with the rim, damaging the tire bead and causing abnormal wear; multiplies the friction between the tire and the ground, rapidly increasing tire temperature, softening the tire, and drastically reducing its strength. High-speed driving under these conditions may lead to a blowout. If the tire pressure monitoring indicator light comes on (a yellow symbol with an irregular circle, no stamp on top, four small spikes at the bottom, and an exclamation mark inside), it is generally due to one of the following three reasons: Abnormal tire pressure: The system typically alerts when the pressure is below 1.8 bar or above 3.0 bar. In this case, the tires should be checked and the pressure adjusted. Tire pressure monitoring not reset: After inflating the tires, if the tire pressure monitoring system is not reset, it will continue to display the previous data, causing the indicator light to stay on. Simply reset the tire pressure monitoring system to resolve this issue. Damaged tire pressure sensor: The tire pressure sensor, which monitors tire pressure, is installed inside the tire and connected to the inflation valve. If the sensor is damaged due to impact while driving, the tire pressure warning light will activate. In such cases, the only solution is to replace the sensor with a new one.
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What is the difference between a motorcycle E license and a D license?

Permitted vehicle types are different. D license: ordinary three-wheeled motorcycles and E; E license: ordinary two-wheeled motorcycles and F. Below is the relevant information: Motorcycle driving license D: With a motorcycle driving license D, you can drive ordinary three-wheeled motorcycles, ordinary two-wheeled motorcycles, and light motorcycles, while an E license only permits driving ordinary two-wheeled motorcycles and light motorcycles. In other words, the motorcycle driving license D allows driving one more type of motorcycle than the E license, which is the three-wheeled motorcycle. Currently, many people taking the motorcycle driving test generally choose the D license. A1: Large passenger vehicles (A3, B1, B2, C1, C2, C3, C4, M).
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What Does Engine Seizure Mean in Cars?

Engine seizure refers to a situation where the engine temperature becomes excessively high, causing the piston to expand due to insufficient cooling from engine oil and become stuck in the cylinder, resulting in engine failure. In severe cases of engine seizure, when the cylinder pressure is too high and the piston cannot move, thick flames may be ejected. The following are the causes of engine seizure in cars: 1. Poor engine cooling efficiency: This is mainly due to the use of materials with inadequate heat dissipation properties during the manufacturing process, causing the engine's operating temperature to exceed the designed tolerance. 2. Inaccurate engine ignition timing: This occurs when the air-fuel mixture entering the engine is too rich or when ignition occurs too early.
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Can a Driver's License Be Transferred to Another Location for Learning?

Yes, here is the relevant information: The definition of a driver's license in China: A motor vehicle driver's license is a legal document issued by the administrative authorities, permitting individuals who have legally learned to drive motor vehicles, mastered traffic regulations and driving skills, and passed the required exams to operate specific types of motor vehicles. Exam content: The test subjects include traffic regulations and related knowledge, field driving, and road driving (including safe and civilized driving). The order of the test subjects is as follows: traffic regulations and related knowledge (referred to as Subject 1 [theory]), field driving (referred to as Subject 2 [nine items]), and road driving (referred to as Subject 3 [road test and safe and civilized driving]).
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What causes the low pressure to drop while the high pressure remains unchanged in a car's air conditioning system?

Air conditioning compressor failure or damage can cause the low pressure to drop while the high pressure remains unchanged in a car's air conditioning system. In a vapor compression refrigeration system, the compressor is one of the main components. The compressor's role in the refrigeration system is to pressurize gaseous refrigerant and then send it to the condenser for cooling and condensation. The main reasons that can easily cause compressor damage are: 1. Dirty air conditioning system: Unclean system with particulate impurities being sucked into the compressor. 2. Excessive refrigerant or lubricating oil: Too much refrigerant or lubricating oil in the system causing "liquid slugging" damage to the compressor. 3. Oil starvation wear: Severe wear due to insufficient oil in the compressor.
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How to Determine if a Car AC Expansion Valve is Good or Bad?

You can judge the condition of a car AC expansion valve by the expansion pressure. If the high pressure is very high and the low pressure is very low, the expansion valve is faulty. Below are the fault causes: 1. Expansion valve blockage: Symptoms include higher temperature at the car's AC vents, lower pressure on the high-pressure side, and negative pressure on the low-pressure side. For minor blockages, frost or condensation will appear at the inlet end of the expansion valve; for complete blockages, there will be no temperature difference between the inlet and outlet of the expansion valve. 2. Expansion valve opening too small or malfunctioning: The symptoms are the same as blockage faults. 3. Expansion valve opening too large: Symptoms include higher temperature at the car's AC vents and higher pressure on the low-pressure side.
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