Is There a Water Wading Insurance for Cars?
1 Answers
Yes, there is water wading insurance, also known as vehicle damage insurance or engine special loss insurance. Here is relevant information: 1. Water Wading Insurance: Different insurance companies may have varying names for it, but the essence remains the same. This is a newly derived type of insurance, referring to an additional coverage purchased by the car owner specifically for the engine. It provides compensation if the insured vehicle's engine is damaged due to driving through waterlogged roads or being submerged. However, it is important to note that if the car owner forcibly starts the engine after the vehicle has been submerged, resulting in damage, the insurance company will not provide compensation. 2. Comprehensive Car Insurance: Comprehensive insurance includes two main parts: compulsory traffic insurance and commercial insurance. Compulsory traffic insurance is a mandatory coverage required by the state for all vehicles. Commercial insurance consists of a series of vehicle insurance products offered by insurance companies, mainly divided into basic insurance and additional coverage. Additional coverage generally cannot be purchased independently and must be attached to the corresponding basic insurance.