Is there a problem with paying car insurance one month late?

1 Answers
BentleyMarie
07/30/25 8:40am
In car insurance, if the compulsory traffic insurance expires for one month, the vehicle cannot be driven on the road, and if the commercial insurance expires for one month, claims cannot be made for accidents. The relevant explanations are as follows: Reason: According to China's relevant laws and regulations, compulsory traffic insurance must be renewed promptly after expiration. If the owner fails to renew it in time, resulting in a lapse of coverage, the vehicle cannot be driven on the road, so the owner needs to act promptly. Legal basis: According to the "Regulations on Compulsory Traffic Accident Liability Insurance for Motor Vehicles," driving a vehicle without valid insurance will be penalized as driving a motor vehicle without an insurance label displayed, subject to an unspecified fine, 1 demerit point, and the vehicle may be impounded.
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