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Is there a fee for releasing a mortgaged vehicle?

1 Answers

Ingrid

07/30/25 7:51am

Releasing the mortgage on a mortgaged vehicle does not incur any fees; you can directly go to the vehicle management office to complete the process. Vehicle mortgage release: Releasing the mortgage on a mortgaged vehicle refers to the process of deregistering the mortgage for a vehicle purchased with a mortgage loan, i.e., removing the mortgage at the vehicle management office when the mortgage right is extinguished. After the auto loan is fully repaid, bank staff will notify the individual to proceed with the mortgage release. You only need to bring your personal ID card and go to the vehicle management office with the bank staff to complete the vehicle mortgage release. Mortgaged vehicle: A mortgaged vehicle is the collateral provided by the vehicle owner to a financial institution when they urgently need money. If the owner fails to fulfill the debt obligations, the financial institution has the right, in accordance with relevant laws, to discount, auction, or sell the vehicle, with the proceeds from the sale given priority for repayment.

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