Is there a 2-year interest-free financing option for the Civic?

[StLucia]

The Civic does not offer a 2-year interest-free financing option. When participating in interest-free car purchase promotions, you may encounter three major pitfalls. Insurance aspects: If you participate in the interest-free promotion, you will be required to purchase insurance exclusively from the 4S dealership. Over two years, this insurance will cost approximately 5,000 RMB more compared to paying in full or opting for a traditional loan with interest. Disguised service fees: Since no interest is charged, the dealership will recoup this cost through other means. For example, when purchasing a 100,000 RMB sedan with a 30,000 RMB down payment and a 70,000 RMB loan, you can expect to pay around 3,000 RMB in service fees. Bundled sales: Participation in the interest-free service requires the purchase of a car decoration package. These so-called decoration packages, which may only be worth a few hundred RMB, effectively replace the interest payments that would typically amount to about 3,894 RMB over two years.