Is the water damage insurance now included in the vehicle damage insurance?

[MacStephen]

Now the water damage insurance is included in the vehicle damage insurance. The following are the levels of water damage presumed total loss: 1. Water damage level one: The water just reaches the vehicle chassis, the vehicle floor may get damp, but the possibility of significant water ingress is low, and the impact on the vehicle's electrical equipment is minimal. 2. Water damage level two: The water reaches half of the wheels. Due to the incomplete sealing of the vehicle, water will start to enter the interior. For lower sedans, the water level inside may affect the adjustment motors of the seats and electrical components such as heating and ventilation. 3. Water damage level three: The water almost completely submerges the tires. At this point, the water level inside will completely cover the seat cushions and the central armrest area, while also affecting a large number of electrical devices.