Is the Vehicle Purchase Tax Compensated for a Total Loss New Car?

1 Answers
OJohnny
07/30/25 9:18am
It depends. According to relevant laws such as the "Tort Liability Law of the People's Republic of China," if a new car is involved in a traffic accident where the owner is not at fault, and the vehicle damage is extremely severe—with the loss amount approaching or even exceeding the insured value of the vehicle—the owner can actually apply for compensation for the vehicle purchase tax and additional vehicle accessories, as these constitute the owner's actual losses. Additional Information: The compensation amount from the insurance company generally does not exceed the insured value of the vehicle. However, legally, there is no such stipulation (this restriction only applies to the at-fault party's vehicle damage insurance). Therefore, if the loss is particularly significant, the not-at-fault owner can apply for an appraisal. If the appraised amount exceeds the sum of the insured amount and the vehicle purchase tax, the owner can file a lawsuit to claim all loss expenses, including the vehicle purchase tax and additional vehicle accessories.
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