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Is the Non-Deductible Insurance Still Available for Vehicle Insurance in 2021?

1 Answers

VanMaddox

09/06/25 7:01am

2021, the non-deductible insurance has not been canceled but is instead included in the coverage of the vehicle damage insurance, so car owners no longer need to purchase it separately. Additional details are as follows: 1. Specific Situation: As long as the car owner purchases vehicle damage insurance, they can enjoy the coverage of the non-deductible insurance, thereby obtaining more comprehensive protection. 2. Auto Insurance: Auto insurance is divided into compulsory traffic insurance and commercial insurance. Compulsory traffic insurance is mandatory by the state, while commercial insurance is optional for car owners to decide whether to purchase. Car owners can freely combine them according to their needs. Generally, it is recommended to purchase vehicle damage insurance and third-party liability insurance.

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