Is the Insurance Cost the Same for 5-Seater and 7-Seater Cars?

1 Answers
VivienneRose
07/25/25 10:27am
5-seater and 7-seater cars have different insurance costs. Below are the differences in insurance premiums between 5-seater and 7-seater cars: 1. Compulsory Traffic Insurance (CTI): This is an annual mandatory payment. For family cars, those with 6 seats or fewer cost 950 yuan per year, while those with more than 6 seats cost 1,100 yuan. 2. Seat Insurance: Also known as Passenger Liability Insurance, 7-seater cars have two more seats than 5-seater cars, resulting in a cost increase of approximately 100 yuan. Additional Information: Below are other differences between 5-seater and 7-seater cars: 1. Space: 7-seater SUVs are modified from 5-seater models by adding an extra row of seats. If you frequently need 7 seats, purchasing an MPV will provide a higher level of overall comfort. 2. Vehicle Body Markings: Enforcement varies by region. Generally, as long as the vehicle is not used for commercial purposes, even 7-seater cars do not need to display markings such as 'Approved Capacity: 7 Persons' on the body. However, in some areas where private cars are often used for commercial purposes, for unified management, these markings may be required during annual inspections.
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