Is the full payment made when picking up the car for a full payment purchase?
2 Answers
The payment sequence when buying a car is as follows: first pay a deposit, then inspect and test drive the car when picking it up. After confirming that the car has no issues, pay the remaining balance. More relevant information is as follows: 1. Full payment purchase: All car purchase costs are paid in one lump sum, including the car body price, purchase tax, license plate fee, insurance, etc., with no loan involved. The car completely belongs to you. 2. Mortgage loan purchase: Pay a portion first, and the remaining balance is paid monthly through a bank, with installments over 3 or 5 years. Mortgage purchases incur additional costs compared to full payment purchases, but they can alleviate the pressure of full payment.
I just bought a car with full payment, and the payment was indeed completed on the day of pickup. When placing the order, only a small deposit is required, usually a few thousand yuan. When the 4S store notifies that the car has arrived, I bring my bank card to the store to carefully inspect the exterior, interior, chassis, and engine condition. After confirming everything is fine, I pay the full amount on the spot in the finance office with my card, remembering to keep the POS receipt. Then, the salesperson will help with insurance and temporary license plates. Only after everything is completed can the car be driven away. Here’s a reminder: always make sure to inspect the car to your satisfaction before making the payment to avoid getting a problematic vehicle. Also, remember to collect all important documents like the invoice, vehicle qualification certificate, and warranty card after payment.
