Is the Date of New Car Insurance the Same as the Vehicle License?
2 Answers
The dates of new car insurance and the vehicle license are not necessarily the same. Insurance must be purchased and become effective as soon as the car is driven on the road, while the vehicle license is issued on the date of registration. If a temporary license plate is used initially, the two dates will differ. Regulations regarding annual inspections: For new cars within the first 6 years, they are exempt from inspection twice. In the 6th and 8th years, the vehicle must undergo an inspection at a testing station. For private cars over 10 years old, the original inspection cycle still applies: one inspection per year for cars between 10 and 15 years old, and one inspection every six months for cars over 15 years old. Cases where annual inspection fails: When a registered vehicle undergoes a safety technical inspection, if the registration details recorded in the vehicle license do not match the actual condition of the vehicle, or if the mandatory third-party liability insurance certificate is not provided as required, the inspection will not be passed.
I just completed the new car registration procedures recently, and I can tell you that these two dates are not necessarily the same. The insurance effective date usually needs to be arranged before picking up the car, especially since you can't drive without compulsory traffic insurance. The vehicle license date is determined only after the vehicle passes inspection at the DMV, which is at least a day or two later. For example, I bought insurance on Monday but only got the license plate and vehicle license on Wednesday. However, it's important to note that third-party liability insurance is calculated on a full-year basis, and renewal is based on the initial insurance date, unrelated to the vehicle license month. Friends who have had accidents during the temporary license period should pay extra attention to the date difference, as it may cause timing issues during claims.
