Is the compulsory traffic insurance the same for large and small vehicles?

[ElleLynn]

The compulsory traffic insurance coverage is the same for large and small vehicles, but the premiums are different. Introduction to compulsory traffic insurance: The full name of compulsory traffic insurance is "Compulsory Traffic Accident Liability Insurance for Motor Vehicles". It is a mandatory liability insurance where the insurance company compensates for personal injuries, deaths, and property losses (excluding the vehicle's occupants and the insured) caused by road traffic accidents involving the insured motor vehicle, within the liability limits. Coverage of compulsory traffic insurance: Compared to the more than 20 exemption clauses in commercial third-party liability insurance, the exemptions for compulsory traffic insurance are limited to "losses caused intentionally by the victim", "property losses of the insured themselves", "related arbitration and litigation costs", and certain indirect losses caused by the accident, offering much broader coverage. Moreover, regardless of whether the insured vehicle is at fault in the accident, compulsory traffic insurance provides compensation within the liability limits, with no deductible or exemption rate.