
Whether the compulsory traffic insurance label still needs to be displayed depends on whether the local area has implemented an electronic policy policy. If not, it still needs to be displayed. In 2019, regions such as Shanghai, Shenzhen, and Shandong have abolished the requirement to display paper labels, implementing an electronic policy policy instead. In these areas, car owners no longer need to display the compulsory insurance label on their windshields. In the event of an accident, even without carrying the compulsory traffic insurance policy, it is not a problem, as traffic police can verify the policy through backend systems. However, since this policy has not yet been implemented nationwide, in areas where it is not in effect, drivers caught without the label will face a penalty of 1 demerit point and a fine. Therefore, it is advisable to keep and display the paper label. Currently, provinces and cities known to have abolished the compulsory traffic insurance paper label include Beijing, Shanghai, Shandong, Shanxi, Guangdong, Henan, and Hubei. No official confirmation has been received for other regions.

A few days ago I just saw my friend still had that insurance sticker on the car windshield, so I wanted to ask if it's still required nowadays? Actually in China it's all digitalized now, most places don't require the paper compulsory traffic insurance sticker anymore. For young people like me who prefer using smartphones, we can just download the insurance company's app or check the official WeChat account to view the electronic policy - no more sticky glue residue on hands. The government has been promoting this electronic version for quite a while, saying it's more eco-friendly, convenient, and reduces fraud risks. But I think it's best to confirm your local regulations - some smaller cities might still be in transition period. When in doubt, just call your insurer or check the traffic authority's website updates to avoid potential fines. Anyway, with technological progress, driving has become more hassle-free for us.

As a seasoned driver with over 20 years of experience, I used to be accustomed to replacing the annual stickers on my car. Nowadays, many places no longer require them. The trend of digitalizing compulsory traffic insurance labels is great—it saves the hassle of peeling off stickers and allows online verification, significantly improving efficiency. However, I recommend checking with your local traffic authorities for the latest policies, as some regions may still retain requirements or have special circumstances, just in case you encounter a police inspection. Additionally, electronic insurance policies are easy to use; you can download and save screenshots from the insurance company's website or app as backup, which is much more convenient than before. Remember to stay updated on regulatory changes—driving with peace of mind comes first.

My car didn't have that insurance sticker last year, as the insurance company said electronic policies are basically implemented nationwide now. There's no need to stick it on the windshield anymore, making cleaning much easier, and you can quickly check it on your phone. Personally, I find it quite convenient – in case of any issues, just open the app and show it to law enforcement. Although most places allow not displaying it, it's still better to be cautious, like checking local policies online or directly contacting customer service for confirmation, just to be safe. No need to worry about this detail while driving normally.


