Is the Compulsory Traffic Insurance Label Still Required to Be Displayed?
2 Answers
Whether the compulsory traffic insurance label still needs to be displayed depends on whether the local area has implemented an electronic policy policy. If not, it still needs to be displayed. In 2019, regions such as Shanghai, Shenzhen, and Shandong have abolished the requirement to display paper labels, implementing an electronic policy policy instead. In these areas, car owners no longer need to display the compulsory insurance label on their windshields. In the event of an accident, even without carrying the compulsory traffic insurance policy, it is not a problem, as traffic police can verify the policy through backend systems. However, since this policy has not yet been implemented nationwide, in areas where it is not in effect, drivers caught without the label will face a penalty of 1 demerit point and a fine. Therefore, it is advisable to keep and display the paper label. Currently, provinces and cities known to have abolished the compulsory traffic insurance paper label include Beijing, Shanghai, Shandong, Shanxi, Guangdong, Henan, and Hubei. No official confirmation has been received for other regions.
A few days ago I just saw my friend still had that insurance sticker on the car windshield, so I wanted to ask if it's still required nowadays? Actually in China it's all digitalized now, most places don't require the paper compulsory traffic insurance sticker anymore. For young people like me who prefer using smartphones, we can just download the insurance company's app or check the official WeChat account to view the electronic policy - no more sticky glue residue on hands. The government has been promoting this electronic version for quite a while, saying it's more eco-friendly, convenient, and reduces fraud risks. But I think it's best to confirm your local regulations - some smaller cities might still be in transition period. When in doubt, just call your insurer or check the traffic authority's website updates to avoid potential fines. Anyway, with technological progress, driving has become more hassle-free for us.
