Is the Compulsory Traffic Insurance Label No Longer Required to be Displayed?
3 Answers
With the implementation of electronic insurance policies, it is no longer necessary to display the compulsory traffic insurance label on the vehicle. Taking Yunnan as an example, after the adoption of electronic policies, traffic police can check the information of electronic policies and labels in real-time through the information system during law enforcement. For vehicles that have already purchased compulsory traffic insurance and passed the annual inspection, they will not be detained or penalized for not displaying the insurance label. It is worth noting that vehicles must comply with local traffic regulations. For instance, several provinces and cities around Guangdong have not yet implemented the 'no traffic insurance label' policy. Therefore, if vehicle owners drive to neighboring provinces and are caught, they may still face penalties. To be on the safe side, users who need to travel across provinces should still display the vehicle insurance label before departure.
As a seasoned driver with years of experience, I remember the hassle of replacing the compulsory traffic insurance decal on the windshield every year—peeling off the old sticker left stubborn glue residue, and the label would fade and turn yellow under the summer sun, which was quite a nuisance. Now, things are much simpler thanks to policy changes—no more stickers required! Since 2020, the government has introduced electronic insurance policies. I just keep a digital copy on my phone to show the police during checks—a quick screen display suffices. This is not only convenient but also eco-friendly, saving paper. I usually store the policy in my WeChat cardholder or the insurer's app, and I can even set up automatic renewal reminders to avoid missing deadlines. However, it's crucial to emphasize that compulsory traffic insurance is still mandatory—don’t mistake the absence of a physical decal for an excuse to skip coverage. Electronic proof is equally valid, but you must renew on time; otherwise, heavy fines await if caught. Overall, this reform is highly practical, reflecting the progress of modern life.
As a novice driver, I was initially worried about having to display stickers, but I recently learned that the policy has changed when buying a car. A friend told me that since 2020, everything has gone fully digital—the compulsory traffic insurance policy can be stored on your phone, eliminating the need to stick anything on the windshield. This is very user-friendly for beginners like me, sparing us the awkwardness of learning where to place the sticker and the worry of it peeling or fading. I now make it a habit to back up the digital certificate on Alipay or the insurance company’s official app, making it quick to present during inspections. The benefits go beyond simplifying the process; it also reduces paper waste. I’ve heard that in the past, stickers could obstruct visibility, but now that risk is completely gone. Of course, the core requirement remains—insurance must still be purchased; no slacking off. I recommend regularly checking the policy status in the app to ensure it’s valid, so you can quickly provide information in case of an accident, making the process smoother. This policy is truly thoughtful, simplifying the initial steps of car ownership.
