Is the Compulsory Traffic Insurance Label No Longer Required to Be Displayed?
2 Answers
Whether the compulsory traffic insurance label needs to be displayed depends on the specific regulations of the local vehicle management office. The reason it is said that the label no longer needs to be displayed is that electronic policy technology can now replace the compulsory traffic insurance label. If the local vehicle management office has implemented electronic policies, vehicle owners in that area are not required to display the compulsory traffic insurance label on their car windows. The full name of compulsory traffic insurance is 'Compulsory Motor Vehicle Traffic Accident Liability Insurance,' which is a mandatory liability insurance provided by insurance companies to compensate for personal injuries, fatalities, and property losses (excluding those of the vehicle occupants and the insured) caused by road traffic accidents involving the insured vehicle, within the liability limits.
When I first bought my car, a friend told me that the compulsory traffic insurance decal no longer needed to be stuck on the windshield, and I was a bit skeptical. But last month at a highway service area, when the police checked my car, I simply showed them the electronic insurance policy on my phone app, and the whole process was super convenient. This policy has been in place for several years now, aiming to be more eco-friendly and hassle-free, saving us car owners the trouble of dealing with paper decals. Whenever I drive out, I keep the policy saved in my phone files, ready to pull up the QR code or a screenshot at any time. Just remember to keep the policy updated—don’t let it expire without realizing it to avoid fines. This change has genuinely made life easier, reducing both adhesive residue and dust buildup.