Is the Compulsory Insurance Sticker Required?
2 Answers
Whether the compulsory insurance sticker needs to be displayed depends on the specific regulations of the local vehicle management office. If the local vehicle management office has implemented electronic insurance policies, vehicle owners in that area are not required to display the compulsory insurance sticker on their car windows. Concept of Compulsory Insurance: The full name of compulsory insurance is Motor Vehicle Traffic Accident Liability Compulsory Insurance, which is a vehicle insurance mandated by China's Traffic Safety Law. Compulsory Insurance Coverage: If the insured causes a traffic accident while using the insured motor vehicle, resulting in personal injury, death, or property loss to the victim, and the insured is legally liable for the damages, the insurance company will compensate within the prescribed limits for each accident as per the agreement.
I once got fined 200 yuan during a traffic stop for not displaying the compulsory traffic insurance sticker, which made me realize this is absolutely not something to be careless about—it must be displayed! This thing is the proof of compulsory insurance, and the law requires it to be affixed to the upper right corner of the windshield for easy inspection by traffic police to verify insurance status in case of accidents. If you don’t display it, not only could you face fines, but the insurance company might delay claims processing in an accident, causing unnecessary hassle. I think regularly replacing the sticker is important because old ones tend to fade or peel off. Some new drivers often forget to update it in time, but actually, insurance companies mail new stickers every year after renewal—once received, they should be put up immediately. Developing this habit can save a lot of trouble. After years of driving, the simplest life hack I’ve learned is: keep everything in the car tidy, and take a quick glance at the windshield before heading out—it’s both safe and worry-free.
