Is the Compulsory Insurance Label Still Required to be Displayed?
2 Answers
Traffic regulations mandate that insurance labels must be displayed on vehicles. If a motor vehicle driven on the road does not have an insurance label, the traffic management department of the public security authority shall detain the vehicle, notify the party to provide the insurance label or complete the corresponding procedures, and may issue a warning or impose a fine ranging from 20 to 200 yuan. If the compulsory insurance label is lost, the vehicle owner can bring their ID card, vehicle license, relevant documents of the vehicle purchase, and proof of compulsory insurance purchase to the business department of the insurance company where the policy was purchased to apply for a replacement of the compulsory insurance label. Whether a vehicle needs to display the compulsory insurance label depends on the specific regulations of the local vehicle management office. The reason why the compulsory insurance label may no longer need to be displayed in the future is that electronic insurance policies can replace the compulsory insurance label. If the local vehicle management office has implemented an electronic insurance policy system, local vehicle owners are no longer required to display the compulsory insurance label on their car windows.
I've been driving for several years. In the beginning, we had to stick that compulsory insurance label on the windshield, otherwise the annual inspection wouldn't pass, and I even got fined by traffic police. But now the policy has changed. Since the end of 2020, paper labels have been basically eliminated nationwide, replaced by electronic insurance policies! I still remember how those stickers used to fall off easily or fade in the sun, which was quite troublesome. After switching to the electronic version, it's much more convenient - just install an insurance app or save an electronic file on your phone, and you can show the QR code during inspections. There are many benefits: no more adhesive obstructing the view, and it's more environmentally friendly. New drivers don't need to worry, just drive with peace of mind, but remember to keep your phone charged and functioning properly.
