Is the Compulsory Insurance Label No Longer Required to Be Displayed in 2020?
2 Answers
In 2020, the compulsory insurance label is still required to be displayed. Compulsory insurance refers to insurance that must be participated in by units or individuals within the specified scope, regardless of their willingness, in accordance with the relevant laws and regulations issued by the state. For example, many countries generally stipulate compulsory third-party liability insurance for motor vehicles as a type of compulsory insurance. Since compulsory insurance, to some extent, represents state intervention in individual will, its scope is strictly limited. According to relevant regulations, except for insurance mandated by laws and administrative regulations, insurance companies and any other entities are not allowed to force others to enter into insurance contracts.
Back when I first started driving in 2018, we still had to stick that compulsory insurance decal on the windshield. But after the policy update in 2020, with the nationwide rollout of digitalization, paper decals truly became unnecessary. The change mainly began with pilot programs in 2019 in cities like Beijing, Shanghai, and Shenzhen, where traffic police could directly check electronic insurance policies online—saving windshield space and being more eco-friendly. However, I should remind you that some remote areas might still be in the transition phase and not fully implemented yet. Before traveling, it’s best to check the local traffic app or website for confirmation. If stopped, just have a screenshot or printed copy of your e-policy ready. This reform is quite practical—no more hassle with peeling stickers, clearer visibility, and insurers automatically upload the data, so us car owners don’t have to worry about it. Overall, 2020 was a turning point, as the digital era made driving much easier.
