Is the car purchase intention deposit refundable?
2 Answers
The car purchase intention deposit can be refunded at any time, but it's best to keep the receipt. Here are some considerations when purchasing a car: Read the terms carefully: When buying car insurance, be sure to carefully review the insurance terms (regardless of what insurance product you're purchasing), clearly understand the coverage of the car insurance, and under what circumstances the insurance company will not assume liability for claims. Purchase according to needs: When buying car insurance, car owners should not blindly pursue low prices, as this may result in incomplete coverage for their vehicle. In the event of an accident, their losses could be greater. Understand the required insurance for car purchase: Currently, there are two types of car insurance: compulsory traffic insurance and commercial car insurance. Compulsory traffic insurance is a mandatory type of insurance that must be purchased; without it, you cannot drive on the road. Commercial car insurance serves as a supplement to compulsory traffic insurance and is not mandatory to purchase.
I've also paid a car purchase intention deposit before, but ended up liking another model. Whether you can get this money back mainly depends on how the contract is worded. If the contract states it's a 'deposit', usually you can negotiate a refund—dealerships are afraid of bad publicity if you make a fuss. But if it's clearly written as a 'down payment' in black and white, then it's tricky because legally that counts as your breach of contract. Don't panic, though. Just talk to the sales manager persistently, citing financial difficulties or sudden family emergencies—they usually have internal authority to issue refunds. Remember to keep your transfer records and contract. If all else fails, call the consumer hotline 12315, which is much more effective than fighting it out yourself.