Is the at-fault party only responsible for vehicle repairs?
4 Answers
Certainly not. Since the other party is fully at fault, compensation should cover not only vehicle damage but also personal injuries, damaged items, and other related losses. Here is relevant information about traffic accidents: 1. Introduction to Traffic Accidents: Refers to incidents where vehicles cause personal injuries or property damage on the road due to fault or accident. Traffic accidents can result not only from violations of road traffic safety regulations by unspecified individuals but also from irresistible natural disasters such as earthquakes, typhoons, flash floods, and lightning strikes. 2. Evaluation Metrics for Traffic Accidents: The traffic accident rate (traffic-accident-rate) is an indicator used to assess the frequency of traffic accidents. There are three commonly used accident rates: population accident rate, vehicle accident rate, and operational accident rate.
After that accident, I personally realized that compensation for the other party's full liability goes far beyond just car repairs. When my car was hit, the insurance company did cover the repair costs, but we also had to consider the vehicle's depreciation—a repaired car loses significant value on the resale market. Additionally, during the repair period, I had no car to use, so the cost of renting a temporary replacement was also reimbursed. The accident handling process dragged on for several days, affecting my work and daily life, and sometimes these time losses can even be converted into compensation. My advice in such situations is to promptly call the police, take photos of the scene, and discuss all potential losses in detail with the other party's insurance company. Don't hesitate to be thorough—list all additional expenses to ensure your rights and interests are fully protected.
When handling such cases, I've seen many drivers think that just claiming the car repair costs is enough, but in fact, there are more compensation items involved. The other party's insurance company often has to cover the repair costs, rental car fees, and especially the vehicle depreciation—which is a significant part. If the car's performance declines after repairs, the depreciation loss must be factored in. In severe cases, medical expenses or even compensation for emotional distress can be claimed if there are injuries. The process involves first reporting to the police to determine liability, then contacting the insurance company for damage assessment, and providing all evidence. Early intervention can avoid disputes, and I recommend keeping records of all communications.
From a legal perspective, the compensation scope for the at-fault party includes repair costs, rental car expenses during the repair period, and vehicle depreciation losses caused by the accident. If there are personal injuries, medical expenses and lost wages should also be included. To safeguard your rights, keep the accident report, receipts, and repair records. Don't overlook these additional items, as timely handling is crucial.
