···
Log in / Register

is metlife car insurance in canada

5 Answers
VonJace
12/20/2025, 03:51 PM

No, MetLife auto insurance is not available for purchase in Canada. While MetLife operates globally, its Canadian auto insurance business was sold and rebranded. If you're looking for MetLife car insurance in Canada, you will need to seek coverage from other providers.

In 2014, MetLife sold its Canadian retail banking and insurance operations, including its car insurance portfolio, to a company that later rebranded it as Certas Insurance and Financial Services. This means that if you were a MetLife auto insurance customer in Canada, your policy was transferred to Certas. Therefore, the MetLife brand you might be familiar with in the United States does not underwrite new auto policies for Canadian drivers.

For Canadian drivers seeking similar coverage, the market is dominated by major national providers and regional companies. It's essential to compare quotes and coverage options from these insurers to find a policy that fits your needs. The table below lists some of the primary auto insurance providers available across Canada.

ProviderAvailable Provinces/TerritoriesNotable Feature
Intact Financial CorporationNationwideOne of Canada's largest providers
Desjardins InsuranceNationwide (strong presence in Quebec)Major provider, especially in Quebec
Aviva CanadaNationwideOffers usage-based insurance (Aviva DRIVE)
TD InsuranceNationwideOffers discounts for group affiliations
The Co-operatorsNationwideStrong presence in Western Canada
Economical InsuranceNationwide (except Quebec)Part of the Definity Financial family
RSA Insurance GroupNationwideA large international group's Canadian arm
Wawanesa Mutual InsuranceNationwide (except Quebec)Known for competitive rates
BelairdirectNationwideDirect-to-consumer model, often competitive pricing
Sonnet InsuranceNationwide (except Quebec)Online-only provider, fully digital experience
CAA InsurancePrimarily Ontario, Atlantic CanadaLinked to Canadian Automobile Association membership
ICBCBritish ColumbiaPublic insurer, mandatory basic insurance in BC
SGI CanadaSaskatchewanPublic insurer in Saskatchewan

Your best course of action is to contact Certas directly if you have questions about an existing policy that was transferred from MetLife. For new insurance, shopping around with the companies listed above will give you the most accurate and up-to-date options for your specific province and driving profile.

Was this review help?
11
1
Share
CoreyLynn
12/28/2025, 08:27 PM

Nope, you can't get a new MetLife car insurance policy in Canada. They sold that part of their business years ago. It's now called Certas Insurance. If you had a policy with them back then, it would have been moved over to Certas. You're better off checking out big names like Intact or Desjardins for quotes today. The insurance landscape here is quite different from the U.S.

Was this review help?
12
5
Share
Expand All
GeorgeLynn
01/05/2026, 05:12 AM

Correct, MetLife does not sell auto insurance directly to consumers in the Canadian market. Their former operations were acquired and now operate under the Certas brand. This is a common occurrence in the insurance industry, where companies restructure their international holdings. For current options, I would recommend starting with a comparison website or broker to see quotes from active Canadian insurers like Aviva or TD Insurance, as availability and pricing vary significantly by province.

Was this review help?
18
2
Share
Expand All
MacAva
01/12/2026, 05:07 PM

I actually looked into this when I moved from the States. MetLife itself isn't an option for car insurance here. Their Canadian auto business got bought out and is now Certas. It was a bit confusing at first because you see the MetLife name elsewhere, but not for this. I ended up going with a provider I hadn't heard of before, which is pretty normal—the big players in Canada aren't always the same as the ones down south.

Was this review help?
16
0
Share
Expand All
DiVivienne
01/19/2026, 02:22 PM

That's a great question, and it's important for clarity. MetLife auto insurance is not offered in Canada. The company exited that market segment nearly a decade ago. Canadian drivers must purchase coverage from providers licensed within their specific province. The market is diverse, including large national companies, regional cooperatives, and even government-run entities in some provinces. Shopping around is key, as rates and coverage details can differ widely from one insurer to the next.

Was this review help?
2
3
Share
Expand All
More Forum Discussions

Is It Correct to Start the Engine in P Gear?

Starting the engine in P gear is correct. After shifting into P gear, the pawl gear at the end of the output shaft will engage and lock the output shaft. This effectively cuts off the power connection between the transmission and the wheels, preventing them from rotating in the same direction. Starting in P gear will not cause the vehicle to jerk forward or roll backward. P gear stands for "Parking," meaning it is used for parking. When you reach your destination or need to park for an extended period, shift the gear lever into this position. Note: You must ensure the vehicle is completely stopped before shifting into P gear. Shifting into P gear before the vehicle has come to a complete stop can damage parts of the automatic transmission. When in P gear, the wheels are mechanically locked, preventing the vehicle from moving forward or backward. Therefore, it is essential to shift into P gear when parking on an incline. Additionally, during short stops (e.g., at traffic lights), it is best not to shift into P gear to avoid severe damage to the entire transmission in case of a rear-end collision. Besides P gear, automatic transmission vehicles also have other gear positions such as R, N, S, M, L, and D, each with different gear combinations that deliver varying power outputs. Depending on the vehicle's speed, you need to "shift gears" to select the appropriate gear combination for power delivery. Below is a detailed explanation: R gear: "Reverse" means to go backward. Whether it's a manual or automatic transmission, R is the reverse gear. Shifting into R gear allows the vehicle to move backward. This gear should only be engaged when the vehicle is stationary and the engine is idling. Never use R gear while the vehicle is moving forward, and pay special attention to accelerator control when reversing. N gear: "Neutral" means the transmission is disengaged, also known as the neutral gear. At traffic lights, you can shift into this gear and press the brake pedal. If the wait is longer, it is recommended to engage the handbrake, allowing your foot to rest off the brake pedal. A common misconception is that shifting into N gear while coasting downhill or at high speeds saves fuel. This is a serious mistake—it not only fails to save fuel but can also damage the transmission. S gear: "Sport" refers to the sport mode in vehicles. When this gear is engaged, the transmission delays shifting to provide more power, typically used when overtaking. M gear: "Manual" means switching to manual mode, similar to operating a manual transmission vehicle, requiring manual gear shifting. L gear: "Low" stands for the low-speed forward gear. When this gear is engaged, the transmission operates only in low gear (equivalent to first gear in a manual transmission) and does not automatically shift to other gears based on speed changes. This gear is generally used when climbing or descending steep slopes. In low gear, the drive wheels deliver higher torque, ensuring sufficient power for climbing steep inclines. Prolonged braking can overheat the brake pads, reducing braking effectiveness, which is particularly dangerous on long descents or steep slopes. Shifting into L gear allows the engine's low RPM to restrain the vehicle's movement, eliminating the need for constant braking. D gear: "Drive" means the vehicle moves forward when the accelerator is pressed. In this gear, the transmission automatically shifts based on speed and throttle conditions. At traffic lights, you can remain in D gear while pressing the brake pedal. This is fine for short waits, but prolonged idling in D gear can raise transmission fluid temperature and degrade its quality.
20
2
Share

What to Do When Unable to Align the Left Rearview Mirror with the Yellow Line Accurately?

Left rearview mirror with yellow line alignment issues can be caused by improperly adjusted seat position, inability to identify reference points, or incorrect steering timing. Improperly adjusted seat position: To accurately align the left rearview mirror with the yellow line, the seat back position must be fixed, and the viewing point must remain unchanged. The viewing position should also be consistent to ensure accuracy every time. Inability to identify reference points: Since everyone's height and seating position vary, reference points will differ. One method is to reverse the car into the parking space first, then get out to check if the car body is within the lines. Once properly positioned, get back in the car to find a suitable reference point. Incorrect steering timing: During the reversing process, when the lower edge of the rearview mirror aligns with the yellow line, immediately turn the steering wheel fully to the right. Due to height differences, taller individuals may need to steer earlier, while shorter individuals may need to steer slightly later.
6
3
Share

What does S-CVT mean?

S-CVT can be understood as an improved version of the CVT transmission, inheriting the advantages of the CVT transmission while also addressing its shortcomings. Here is some extended information about CVT: 1. Introduction: CVT refers to a type of automotive transmission, also known as a continuously variable transmission. The difference between a CVT and a stepped transmission is that its gear ratio is not a series of discrete points but a continuous range of values, which results in excellent fuel economy, power performance, and smooth driving, while also reducing emissions and costs. 2. Principle: Unlike a conventional transmission, which uses multiple sets of gears of varying sizes that engage and disengage to create different gear ratios, a CVT operates similarly to a bicycle's pedal system, where the chain drives the wheel at different speeds via large and small sprockets. The varying forces applied to the gears result in different thrust levels, causing the transmission's output speed to change accordingly, thereby achieving smooth, stepless rotation.
20
1
Share

Why Does an Automatic Transmission Vehicle Emit Heavy White Smoke When Accelerating Hard?

Here are the specific reasons why an automatic transmission vehicle emits heavy white smoke when accelerating hard: 1. Insufficient Temperature: Due to the engine not reaching the proper temperature, some of the fuel-air mixture injected into the cylinders fails to combust, resulting in white smoke from the exhaust pipe. Therefore, after starting the engine, it's important to maintain the radiator's warmth and operate at moderate throttle until the engine temperature exceeds 50 degrees before gradually increasing the load. 2. Water in Diesel: The presence of water in diesel directly affects the normal combustion of the fuel-air mixture, causing white smoke. In this case, the sediment should be drained, and any accumulated water should be removed. If necessary, replace the diesel fuel. 3. Cylinder Head Damage: If the exhaust pipe continues to emit white smoke, it may indicate damage to the cylinder head or gasket of certain cylinders, allowing water to enter. These components should be inspected and replaced if damaged. Additionally, if the intake valve does not close properly, white smoke may also appear, requiring inspection and repair.
15
5
Share

Will I be penalized for speeding when overtaking?

Speeding when overtaking will result in penalties. Traffic laws stipulate that the maximum speed limit of the road must never be exceeded at any time, so even when overtaking, speeding is not allowed. If caught, you will face demerit points and fines. The following are the penalties for speeding while driving: 1. Speeding less than 10%: No demerit points or fines. 2. Speeding between 10% and less than 20%: Fine and 3 demerit points. 3. Speeding between 20% and less than 50%: Fine and 6 demerit points. 4. Speeding 50% or more: Fine, 12 demerit points, and revocation of the driver's license.
17
0
Share

Do I need to pay for the first attempt at Subject 2?

The first attempt at Subject 2 does not require additional payment as it is already included in the registration fee. If you fail, you are entitled to one free retake. If you still don't pass, you will need to reschedule the exam and pay an additional fee. Here is some extended information: 1. Subject 2: Also known as the small road test, it is part of the motor vehicle driver's license assessment and is the abbreviation for the field driving skill test. For small vehicles C1 and C2, the test items include five mandatory components: reversing into a garage, parallel parking, stopping and starting on a slope, right-angle turns, and curve driving. 2. Relevant regulations: According to the "Regulations on the Application and Use of Motor Vehicle Driver's Licenses," each subject can be taken once, and if the test is failed, one retake is allowed. If the retake is not attended or is still failed, the current test session is terminated, and the applicant must reschedule the exam. However, for Subject 2 and Subject 3, rescheduling must be done at least ten days later. If the Subject 3 safety and civilized driving knowledge test is failed, the previously passed road driving skill test scores remain valid.
9
5
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.