Is It Worth Repairing a Car After It's Completely Submerged in Water?

1 Answers
StAlyssa
07/30/25 6:06am
Generally, a car cannot be fully restored after being submerged in water. Classification of Flooded Cars: Flooded cars can be roughly divided into three categories based on the extent of water submersion. The first is when the water level reaches the wheels; such vehicles still have practical value after repairs. The other two categories are when the water level reaches the dashboard and when it reaches the roof. These two situations are considered severe flooding, with higher repair costs and greater potential risks even after repairs. Submerged While Stationary: If a vehicle is submerged while stationary, the engine is usually not damaged, and compensation can be claimed if the owner has purchased auto damage insurance. However, if the owner impulsively attempts to start the car and drive it out of the flooded area, causing engine damage, the insurance will not cover the cost even if the owner has purchased flood insurance.
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