Is it worth filing an insurance claim for hail damage on the car roof?

[VanBryce]

You can file an insurance claim if your car has many dents from hail. Here is an introduction to insurance compensation: 1. Only purchased comprehensive insurance: If the owner only purchased comprehensive insurance, they can only receive 85% compensation. This means if the owner only has comprehensive insurance without any supplementary coverage, the insurance company will cover 85% of the compensation, and the remaining amount must be borne by the owner. 2. Purchased comprehensive insurance and no-deductible coverage: If the owner has both comprehensive insurance and no-deductible coverage, they can receive full compensation. However, if the owner only has compulsory traffic insurance, they cannot claim compensation for hail damage. 3. Compensation details: If the entire car is damaged, as long as comprehensive insurance and no-deductible coverage are purchased, the corresponding compensation can be obtained. If only the glass (excluding the sunroof) is damaged, the owner must purchase separate glass breakage insurance to receive compensation. In such cases, glass insurance must be purchased separately, as it is an independent coverage and will not compensate for glass damage otherwise.