Is it unnecessary to display electronic insurance policies?
1 Answers
If the local vehicle management office has introduced electronic insurance policies, local car owners are not required to display the compulsory traffic insurance decal on their windshields. Below are specific details about compulsory traffic insurance: Some regions have implemented electronic insurance policies for auto insurance: Beijing, Jiangxi, Shanxi, Hubei, and Shanghai have already adopted electronic insurance policies for auto insurance. During traffic police enforcement, car owners are not required to provide paper insurance policies, as the electronic policy information will be directly queried through an information-sharing platform. The full name of compulsory traffic insurance is 'Compulsory Traffic Accident Liability Insurance for Motor Vehicles.' It is a mandatory liability insurance where the insurance company compensates for personal injuries, fatalities, and property losses (excluding passengers and the insured in the vehicle) caused by road traffic accidents involving the insured vehicle, within the liability limits. Compulsory traffic insurance is China's first mandatory insurance system implemented under national legal provisions. It is still advisable to display the electronic insurance policy to avoid unnecessary trouble during traffic police inspections. Electronic insurance policies also come with vehicle decals, which can be printed at a service center and affixed to the front windshield of the car, or you can request the staff to print the decal directly when processing the insurance.