Is it troublesome to buy insurance after a car's insurance expires?

1 Answers
VanJeremiah
07/25/25 4:56pm
It is not troublesome to buy insurance after a car's insurance expires. Here are the specific details about car insurance expiration: 1. Compulsory Traffic Insurance (CTI): If the CTI expires, there is no need to make up for the missed period; you can directly purchase a new policy, which will take effect the next day. According to the "Compulsory Traffic Insurance Regulations," all motor vehicle owners or managers driving on roads within the People's Republic of China must purchase CTI. If the owner or manager fails to purchase CTI as required, the traffic management department of the public security authority has the right to impound the vehicle, notify the owner or manager to purchase the insurance as required, and impose a fine of twice the amount of the premium that should have been paid. 2. Commercial Insurance: Commercial insurance can be purchased at any time after expiration. Individual policyholders need to provide their original ID card, a copy, and a photo. For corporate policyholders, they need to provide the organization's code certificate, a copy, and a photo.
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