Is it still necessary to display the motor vehicle insurance decal?
3 Answers
If the local area has not implemented an electronic policy system, the compulsory traffic insurance decal must be affixed to the vehicle's front windshield. Below is relevant information about the compulsory insurance decal: 1. Penalty regulations: Traffic police authorities have the right to impound the vehicle until the owner provides corresponding license plates, decals, or completes required procedures, and may issue a warning or impose a fine ranging from 20 to 200 yuan, with 1 point deducted from the driver's license. 2. Cities that have abolished paper decals: Regions known to have abolished paper compulsory insurance decals include Beijing, Shanghai, Sichuan, Yichang City, Shanxi, Guangdong, Henan, Hubei, Shandong, etc. No official confirmation has been received for other areas.
I used to struggle with this on long trips too. Nowadays, many places really don't require physical insurance stickers anymore. Like in my city, it's fully digitalized - traffic police can just scan a QR code during checks. Back in the day, we always had to peel off old labels and replace them, leaving stubborn adhesive marks on the windshield that were a nightmare to clean. Now with a mobile app, I can pull up my insurance policy anytime, which is much more convenient. However, when traveling to remote areas for work, I'd recommend checking local policies first. Some small towns still prefer the old ways, and you don't want unnecessary trouble. Safety comes first when driving, and being prepared never hurts - better safe than fined. I usually keep a screenshot of my digital insurance policy in the car just in case.
I remember when I first started driving, my mom always nagged me to stick the insurance decals properly. Now everything's digital—who bothers with that hassle? Young people like us just handle it all on our phones. Insurance company apps let you upload the policy directly, and traffic police can scan it on the spot. Honestly, those old decals wasted glue and often blocked the view. It's so much more convenient now. But if you buy a new car or your insurance expires, it's best to check the rules on the DMV website—policies vary slightly by province. Keeping a printed backup in the glove box is also handy in case of electronic glitches. All in all, technology has made life a lot easier.
