Is it still necessary to display the compulsory insurance sticker on vehicles now?
3 Answers
Vehicle owners who possess an electronic compulsory insurance policy are not required to display the compulsory insurance sticker. Currently, the compulsory insurance sticker is issued as part of the electronic policy. In pilot regions, displaying the compulsory insurance sticker is no longer mandatory, as electronic policies hold the same legal validity as paper policies and stickers. During traffic police inspections, owners simply need to present their electronic policy for clearance without facing fines or vehicle towing. Below are the compensation limits for compulsory insurance: 1. Death/Disability Compensation Limit: Refers to the maximum amount the insurer will pay for all victims' death/disability expenses per accident caused by the insured vehicle. These expenses include funeral costs, death compensation, transportation expenses for victim relatives attending funerals, disability compensation, disability aid equipment costs, nursing fees, rehabilitation fees, transportation costs, dependent living expenses, accommodation fees, lost wages, and court-awarded mental distress compensation. 2. Medical Expense Compensation Limit: Refers to the maximum amount the insurer will pay for all victims' medical expenses per accident caused by the insured vehicle. Medical expenses include treatment fees, diagnosis fees, hospitalization fees, inpatient meal subsidies, necessary follow-up treatment costs, cosmetic surgery fees, and nutritional fees. 3. Property Damage Compensation Limit: Refers to the maximum amount the insurer will pay for all victims' property damage per accident caused by the insured vehicle.
Having driven for so many years, the compulsory insurance sticker is a must. If you don't display it, the police can fine you 200 to 500 yuan when they check, which really isn't worth it. I remember when I was younger, I once forgot to display it and failed the annual inspection, causing a lot of hassle to sort it out. Insurance isn't just about the sticker; it ensures you get compensation in case of an accident, like if you hit someone, saving you from emptying your pockets. The sticker should be placed in the top right corner of the windshield, making it noticeable. With technology advancing, I've heard some cities now support electronic insurance policies, where you can just show it on your phone, but most places still require the physical sticker. Safe driving starts with these details—don't cut corners for convenience.
As a new driver, my friends emphasized that I must display the compulsory insurance sticker when I first bought my car—it's a legal requirement. If you don't display it, driving becomes nerve-wracking, fearing an unnecessary fine if checked. Once, my insurance expired, and I didn’t replace the sticker in time. I got stopped at a tunnel checkpoint—paying a fine was bearable, but wasting time was frustrating. Insurance actually protects us, ensuring we don’t worry about compensating others in case of an accident. Make sure the sticker is firmly placed and doesn’t fall off. It’s best to keep an electronic backup app in the car for double security. Nowadays, with the digital trend, some regions have simplified this, but nationwide, it’s still common to display the physical sticker—don’t take it lightly.
