Is it still necessary to attach the car insurance paper to the windshield?
3 Answers
It is no longer necessary to attach the car insurance paper to the windshield. Here is some extended information about motor vehicle insurance: 1. Basic information: Automobile insurance, also known as motor vehicle insurance or car insurance, refers to a type of commercial insurance that covers liability for personal injury, death, or property damage caused by natural disasters or accidents involving motor vehicles. As a form of property insurance, car insurance has evolved and matured alongside the emergence and widespread use of automobiles. 2. Development trends: In the domestic car insurance market, PICC, Ping An, and CPIC hold the top three market shares. However, with the growth and expansion of specialized car insurance companies such as Tianping Auto Insurance and Zhongcheng Auto Insurance, the market concentration of car insurance has further decreased, leading to increasingly fierce market competition.
Nowadays, many places no longer require the display of physical insurance decals on car windows, mainly because the country is promoting digitalization. For example, the compulsory traffic insurance electronic identifier can be directly queried through the system. During traffic stops, the police can simply scan a QR code or check the electronic policy in a mobile app. In the past, sticking decals on the window was not only prone to falling off and getting dirty but also obstructed the driver's view and distracted attention. Seeing stickers on the window while driving was quite uncomfortable. In case of theft or damage, replacing them was also a hassle. However, some remote areas or older vehicle models might still follow the old policy. It's advisable to check the local traffic regulations website or insurance company app to confirm the latest rules to avoid fines or travel delays. In short, digitalization is the trend, being both environmentally friendly and safe.
Nowadays, there's really no need to stick the car insurance paper on the windshield anymore – at least in our city, it's long been obsolete. The police systems are all connected, and electronic insurance can be handled with just one click. Having a piece of paper stuck there actually seems outdated and can cause trouble – like when it gets smudged by rain or scraped off by someone, which is annoying. Having driven for over a decade, I've witnessed the transition from paper to digital, and it's definitely much more convenient. No more worrying about getting towed or fined for not displaying it properly. But it's important to note that rules may vary by province or city, especially when traveling across provinces. Some rural areas still prefer the traditional way, so carrying electronic proof with you is the safest bet.
