Is it still necessary to affix the compulsory insurance label on a car?
4 Answers
It is necessary to affix the compulsory insurance label on a car. Below are the requirements for affixing the vehicle inspection label: 1. Placement position: If the annual inspection pass label, compulsory insurance label, and green environmental protection label are not affixed to the designated position, according to Article 13 of the "Regulations for the Implementation of the Road Traffic Safety Law": The motor vehicle inspection pass label and insurance label shall be affixed to the upper right corner of the front window of the motor vehicle. 2. Punching the inspection label: Punching the inspection label was an early method to identify the vehicle inspection date. Along the edge of the upper part of the inspection label, there are 1 to 12 positions for punching, representing the 12 months. If the inspection date is in June, a hole will be punched at the number 6.
Nowadays, it's generally not necessary to display the insurance sticker on your car when driving. Since the government promoted digitalization, the compulsory traffic insurance labels have been switched to electronic versions. This was rolled out nationwide around 2020, where you can simply store it on your phone for traffic police to scan and verify. Remember to ask your insurance company to send the electronic policy after purchasing insurance, or you can download it yourself via an app and save a copy. There are many benefits—your car window stays clean, unlike the hassle of peeling and sticking new labels every year. If checked, just open and show the electronic version, but make sure it's the latest policy date. Implementation may vary in speed across different cities, but the trend toward digitalization is clear, and paper labels will likely phase out gradually in the future.
As a car owner, I can confirm from personal experience that there's really no need to stick labels. When I bought insurance for my new car, the 4S dealership directly reminded me to keep an electronic copy and even provided an app tutorial to guide me through the process. I've been checked twice on the road, and both times the traffic police just glanced at the insurance policy on my phone and let me go. The main advantages are convenience and environmental friendliness – finally, my car windows don't have to suffer with those hard-to-remove stickers. The only thing to note is not to keep an electronic policy that's set to expire within six months; just remember to update it regularly. If you're worried about signal issues during long trips, simply take a screenshot in advance and save it to your photo album. All in all, it's much more hassle-free than the old way.
Implementation may vary by region, but the general direction is unified without needing paper tags. Here, traffic police explicitly state that electronic insurance policies hold the same validity as physical labels, making accident investigations faster. However, for older car transfers or out-of-town pickups, it's advisable to print a backup copy of the electronic document. Essentially, technological advancements have brought convenience, simplifying vehicle inspection procedures. We recommend downloading an insurance app on your phone for automatic renewal reminders, so you can completely forget about label-related matters.
