Is it still necessary to affix the car insurance label?
2 Answers
Car insurance labels have now been digitized and do not need to be affixed to the windshield. The benefits of electronic car insurance policies and the labels that still need to be affixed are as follows: Benefits of electronic car insurance policies: The compulsory traffic insurance label has been completely replaced by an electronic version. After purchasing car insurance, there is no need to go to the insurance company to collect the insurance policy certificate. For claims, only an ID card is required for processing, and the compulsory traffic insurance label no longer needs to be affixed to the windshield. Labels that still need to be affixed: Vehicle insurance labels do not need to be affixed, but the annual inspection label still needs to be displayed. Vehicles driven on the road should place the inspection label in a prominent position on the upper right corner of the front window. Motor vehicles that fail to display the annual inspection label as required will be penalized with a 1-point deduction when driven on the road.
I just bought a car recently and was curious about whether to display the insurance label. I asked a friend who has been driving for years, and he said there's no need to stick a paper label anymore—electronic insurance policies have been promoted nationwide since 2020. This change is really convenient. In the past, the label on the windshield would easily get dirty or fade, and it even obstructed the view. Now, you just need to download the 'Traffic Management 12123' app on your phone, log in, and display the electronic policy when the police check it. However, I also learned about an exception: some remote areas might still follow old habits, so it’s recommended to keep an electronic copy on your phone or print one out and store it in the glove box as a backup in case of poor signal. Overall, digitization makes driving safer and more eco-friendly, reducing unnecessary hassles.
