Is It Safe to Send the Vehicle License to an Insurance Agent?
2 Answers
It is relatively safe to send the vehicle license to an insurance agent. When purchasing car insurance, the insurer requires the policyholder's identity information and vehicle information, which includes the ID card and vehicle license. The vehicle license contains the necessary details that the insurance company needs to fill in for record purposes. The insurance company must also keep copies of these two documents along with other relevant insurance purchase materials for future reference, as these are essential documents required for purchasing insurance. Functions of the Vehicle License: The vehicle license serves as proof that the vehicle is allowed on the road. In China, only vehicles with a valid vehicle license are permitted to operate on public roads. Driving without carrying the vehicle license is considered a violation of regulations. The vehicle license also acts as proof of ownership, as the registered owner on the license is legally recognized as the rightful owner of the vehicle, possessing legal title to it. Information on the Vehicle License: The Vehicle License held by the driver contains detailed and important information, including the license plate number, owner's name, vehicle model and type, engine number, chassis number, load capacity or seating capacity, initial registration date, and annual inspection records, among others.
To be honest, I've thought about this issue many times. The vehicle license shows my license plate number and name, which is as important as an ID card. When sending it to insurance agents, I always feel there's a risk: what if the information gets leaked? With so many scams nowadays, bad actors could use it to apply for loans or forge contracts. I've had similar concerns before, so now I only send copies with watermarks covering some sensitive details. Moreover, I strictly send it through official apps or emails, avoiding casual forwarding on WeChat. After confirming with the agent, it's only used for policy processing. Protecting personal information is crucial—I'd rather spend extra time verifying than regret it later. Remember, safety first is always right, and it keeps your mind at ease while driving.
