Is it Replacement or Repair for Parts When the Other Party is Fully at Fault?

[JaylaDella]

Whether parts are replaced or repaired in a traffic accident where the other party is fully at fault depends on the extent of damage to the parts. Below are the steps to follow when you are fully at fault in a rear-end collision and need to file an insurance claim: 1. Report the Accident: After the accident occurs, preserve the accident scene and immediately report the incident to your vehicle's insurance company. If the third-party loss involves public road facilities or another vehicle, you must also report to the traffic police department. 2. On-Site Handling: An insurance company representative will arrive at the scene and issue a "Survey Report," while the traffic police will arrive and issue an "Accident Determination Certificate" on-site. 3. Third-Party Repairs: If the third party is a non-motorized vehicle, it is best to request that the insurance representative, during on-site handling, directly reach a tripartite (third party, insurance company, vehicle owner) agreed-upon loss assessment price. If the loss cannot be assessed on the spot, request the insurance company to provide a loss assessment price during or after the third-party loss assessment process.