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Is it recommended to get insurance for the first year of a new car?

1 Answers

LaJack

07/30/25 8:48am

Generally, it is not necessary to purchase full coverage insurance for the first year of a new car. You can choose appropriate commercial insurance based on your needs. In the event of a traffic accident, commercial insurance can help resolve the issue. Commercial insurance for motor vehicles is divided into compulsory traffic insurance and commercial insurance. Compulsory traffic insurance is mandatory, while commercial insurance can be selected based on the specific driving conditions of the vehicle. Commercial insurance for motor vehicles can be purchased up to three months in advance. It is essential to purchase car insurance ahead of time to avoid issues with insurance gaps. When purchasing compulsory traffic insurance for a motor vehicle, vehicle and vessel tax must also be paid simultaneously. Compulsory traffic insurance is mandatory for every vehicle. Compulsory traffic insurance is liability insurance for motor vehicle traffic accidents. Motor vehicles on the road must have this insurance; otherwise, it is considered a violation of regulations. Motor vehicles without compulsory traffic insurance will be impounded if found on the road, and the owner will be ordered to purchase the insurance immediately and fined double the amount of the compulsory traffic insurance premium before the vehicle is allowed to be released.

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